Insurance question

[RuiX]

My galaxy note 10+ (one and half years old)   had a display defect few days ago and the told me that i needed to pay 399 for replacement fee? Whats the use of insurance if im going to pay anyway? I thought they'll cover my fees?

[tech_junkie · Accepted solution]

Smartphone care has replacement fees. You can find details on our website about How to protect your mobile phone with Smart/Phone care.

[Sams]

I paid $200 for AppleCare on my iPhone and when the screen broke Apple charged me almost $50 for “service fee”. I was annoyed to pay a service fee for a warranty repair until I found out it would of cost me almost $500 to fix the screen without AppleCare.

so at the end I paid $250 and saved $500. I got my money’s worth and I still have more time on my warranty that covers me if I have another accident.

It’s almost like car insurance deductible. You pay monthly premiums then you pay them deductible to fix your insured car….